FinTech Today

Read Time: 4 mins What is M&A? Mergers and Acquisitions is a broad term that covers the consolidation of firms or part of firms or assets through different types of financial transactions. In general, M&A is a term that is used for a merger, acquisition, consolidation, tender offers and much more. For the scope of this blog, we'll take M&A in its broader aspect considering that it ranges outside of atypical Merger or Acquisition. M&A is not something new. M&As are playing a key role historically in multiple economic downturns. To date, the evolution of M&A is being broken down into 6 waves, however, due to the pandemic, some believe that we have encountered the 7th wave as well. Before diving into the details of the 7th wave, let's have a sneak peek into the past. First wave/Monopolisation (1897-1904) Known as the 'Great Merger Movement', the first wave was centred across the US manufacturing sector. This wave was driven by corporations who were ...

  Read Time: 4 mins As Warren Buffet said, when you invest in a business you know it will reap returns or when you invest in a farm you can sell/consume the vegetables grown, but when you invest in non-productive assets like Bitcoin, you are investing in the sentiments of how excited the next person is in buying it who is further investing in the same sentiment of another person.   We all know that cryptocurrency is the new form of currency that does not need a centralized bank for the transaction to be processed. It has a common ledger maintained where transactions are recorded with the help of unique digital signatures which comprises of a public and a private key. Some miners mine the cryptographic references for connecting one block of the ledger to the other and the ledger with the longest chain of blocks is considered legitimate. Although it may be too technical for people to understand how the mining of bitcoin is done and how the proof of work is generated, just l...