FinTech Today

With so much going on in the world, everyone is looking for a safer yet fruitful option to park their money. Never in recent history, have we seen an economic cycle skipping recession for this long. As we all know, the typical economic cycle consists of a recession every 7 years and GFC being the last recession, it's been more than 13 years since we have seen a recession. The market is filled with talks about an upcoming recession and it's not recent, investors are preparing for a recession since 2016. Warren Buffet very well said 'Buy when there is blood on the street', has been accumulating cash but has not been able to find the right time since 2016 which is leading Berkshire Hathaway with huge cash reserves.  These past 2 years have changed the economic circumstances drastically. We have seen so many unprecedented activities such as the oil crisis, land conflicts, Economies moving away from Globalisation, the Russia-Ukraine war and how can we forget Covid-19! In add...

Read Time: 4 mins Today, let's have a look at what ESG Investing is, how important it is, and what changes will the pandemic have on ESG! What is ESG Investing? Environmental, Social, and Corporate Governance (ESG) refer to the three central factors in measuring the sustainability and societal impact of an investment in a company or business. ESG (Environmental, Social and Governance) investing refers to a class of investing that is also known as “ sustainable investing .” This is an umbrella term for investments that seek positive returns and long-term impact on society, environment and the performance of the business. ESG Examples : Environmental : These are the investments which take into account the environmental factor such as the impact of a project on the quality of air, water, land, ecosystem, and human health. The investments made under this category plays a vital role to analyse with due diligence that the investments hold a positive result in the quality of any of the en...