FinTech Today

With so much going on in the world, everyone is looking for a safer yet fruitful option to park their money. Never in recent history, have we seen an economic cycle skipping recession for this long. As we all know, the typical economic cycle consists of a recession every 7 years and GFC being the last recession, it's been more than 13 years since we have seen a recession. The market is filled with talks about an upcoming recession and it's not recent, investors are preparing for a recession since 2016. Warren Buffet very well said 'Buy when there is blood on the street', has been accumulating cash but has not been able to find the right time since 2016 which is leading Berkshire Hathaway with huge cash reserves.  These past 2 years have changed the economic circumstances drastically. We have seen so many unprecedented activities such as the oil crisis, land conflicts, Economies moving away from Globalisation, the Russia-Ukraine war and how can we forget Covid-19! In add...

Read Time: 4 mins In this bull market, everything looks like a golden globe that can save you from all forms of crisis. Although this pandemic started with an extreme bear market where indexes plunged by 40% or more, we are currently in a strong bull market. With no guarantee of this being a bubble driven by tech companies and companies of the future, the market stays volatile where the VIX went to 82.69 as of 16th March 2020.  2020 has been a year of uncertainty filled with crisis, a pandemic, oil wars... Adding on to these uncertainties is the current stock market and the highly valued companies of the future. There is no right way to value a company since valuing a company in long term incurs a lot of variability in terms of the people who are running the company and the environment that supports the company. Keeping these things in mind I have used intrinsic valuation for Tesla using a Discounted Cash Flow (DCF) methodology. Based on optimistic analyses of the company, as I als...