FinTech Today

Read Time: 4 mins What is M&A? Mergers and Acquisitions is a broad term that covers the consolidation of firms or part of firms or assets through different types of financial transactions. In general, M&A is a term that is used for a merger, acquisition, consolidation, tender offers and much more. For the scope of this blog, we'll take M&A in its broader aspect considering that it ranges outside of atypical Merger or Acquisition. M&A is not something new. M&As are playing a key role historically in multiple economic downturns. To date, the evolution of M&A is being broken down into 6 waves, however, due to the pandemic, some believe that we have encountered the 7th wave as well. Before diving into the details of the 7th wave, let's have a sneak peek into the past. First wave/Monopolisation (1897-1904) Known as the 'Great Merger Movement', the first wave was centred across the US manufacturing sector. This wave was driven by corporations who were ...

Read Time: 4 mins Today, let's have a look at what ESG Investing is, how important it is, and what changes will the pandemic have on ESG! What is ESG Investing? Environmental, Social, and Corporate Governance (ESG) refer to the three central factors in measuring the sustainability and societal impact of an investment in a company or business. ESG (Environmental, Social and Governance) investing refers to a class of investing that is also known as “ sustainable investing .” This is an umbrella term for investments that seek positive returns and long-term impact on society, environment and the performance of the business. ESG Examples : Environmental : These are the investments which take into account the environmental factor such as the impact of a project on the quality of air, water, land, ecosystem, and human health. The investments made under this category plays a vital role to analyse with due diligence that the investments hold a positive result in the quality of any of the en...